Meralco Installment Payment Agreement

août 8, 2022

Meralco Installment Payment Agreement: A Convenient Way to Manage Your Electricity Bills

For many Filipinos, electricity bills are often a significant part of their monthly expenses. In fact, it is not uncommon to see people struggling to pay their electric bills, especially during the summer months when air conditioning units work overtime.

Fortunately, Meralco, the country`s largest electric utility company, offers an installment payment agreement that provides customers with an easier way to manage their electricity bills. In this article, we will discuss everything you need to know about Meralco`s installment payment agreement and how to apply for it.

What is Meralco Installment Payment Agreement?

Meralco Installment Payment Agreement (IPA) is a payment plan that allows customers to pay their electricity bills in installments over a period of up to six months. With IPA, customers no longer have to worry about paying a large amount of their electricity bills all at once. This agreement is available to residential and commercial customers who have outstanding electricity bills.

How does Meralco Installment Payment Agreement work?

Meralco Installment Payment Agreement allows customers to divide their outstanding balance into equal monthly installments for up to six months. The first monthly installment is payable upon enrollment, and the succeeding installments are added to the customer`s monthly bill until the total outstanding balance is paid in full.

For instance, if a customer has an outstanding balance of Php 10,000, he can choose to pay it off in six equal installments of Php 1,667. The first installment of Php 1,667 is payable upon enrollment, and the rest will be added to the customer`s monthly bill.

How to apply for Meralco Installment Payment Agreement?

Applying for Meralco Installment Payment Agreement is easy. Customers can enroll through any of the following channels:

1. Meralco Business Centers

2. Meralco Online

3. Meralco Contact Center (16211)

4. Meralco Mobile App

To enroll, customers must provide a valid ID and their Meralco account number. They must also settle any current bill before enrolling in the installment payment agreement. Once enrolled, customers will receive a confirmation message via email or SMS.

Are there any fees for Meralco Installment Payment Agreement?

There are no fees for enrolling in Meralco Installment Payment Agreement, but customers are required to pay the regular monthly bill plus the installment amount. Failure to pay the installment amount may result in disconnection of the customer`s power supply.


Meralco Installment Payment Agreement is an excellent option for customers who want to manage their electricity bills more efficiently. It allows customers to pay their outstanding balance in installments over several months, making it easier to budget their finances. To apply for Meralco Installment Payment Agreement, customers can enroll through any of the available channels mentioned above.

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